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What do we do at Yana?


Yana is a growth partner that helps small businesses grow with an instant and revolving credit line to fund their business via asset or inventory purchases.

Is it free to sign up on Yana?


Yes, it is completely free to sign up on Yana. However, you would need to pay NGN12,000 for the legal search to open your deposit account.

How do I get started?


You can get started by signing up here. Once you have an account, you can have Yana on the go by downloading the mobile app on the app or Play Store.

Is Yana safe and secure to use?


Yana is safe to use. We use top-level security and all your data is encrypted on our servers.

How do I confirm if I’m eligible to use Yana credit accounts?


To be eligible for the credit account, you’ll need to have been in business for over 6 months in an urban area and make at least 5 million naira monthly.

How much can I be eligible for?


Yana credit accounts have a minimum limit of NGN 500,000 and a maximum of NGN50,000,000.

What sign-up options are available on Yana?


You can only sign up/ create a Yana account on your desktop. After signing up, you can complete your account setup on the mobile app

What are the rates and maturity period?


The rates are 2 to 4% per month and can only be determined after your credit qualification has been ascertained. This is not a manual process and no one can tell you for certain before you go through with the process. The maturity period is a maximum of 90 days. However, we universally charge on the 16th and 1st of every month only.

What documents do I need to get started?


The documents required for sign-up are:

  • A valid government-issued ID card - it could be NIN or international passport.
  • A CAC certificate, status report, MEMART or 7A or 2A

Credit Eligibility


Sign Up

Yana Tiers, Fees & Guarantors


Deposit and Credit Accounts

Panic Mode

Customer Support

Featured resources

Yana Journal

News, articles, and stories that help business owners stay aware.


Efficient manuals created to help your business grow.

It’s not magic 👀.
It’s Yana.

Many businesses use Yana to take control of their finances, manage cash flow and pay suppliers on time. Get started today!

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