The future of
credit management
Lend faster, Lend smarter.
Over 20,000
transactions and a
98% repayment rate.
You are dealing with the best!
Why Choose
Our Credit APIs?
Tailor What You Use
Let us optimize your operations or take charge of it. You have full control to use only what you want to.
Custom built APIs
We'd partner with you to build what makes the most sense for your business model.
Flexible pricing structure
Charge your customers flat fees, percentages or not at all.
Seamless Integration
for shared risk
Hassle free integration and we share loss risk with you!
Easy to manage and
personalized support
A dashboard for all your management needs and a
dedicated account manager to figure things out with you.
Let Our Credit APIs Be
Your Competitive Edge
KYC/B
Let's handle your KYC/B end to end. Onboard and verify your customers with our automated KYC/B process.
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Underwriting
Our underwriting algorithm is best in class, built on tech like security engineering, data engineering and machine learning.
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Onlending
Early pay, White labeled or Branded lending. Take charge and give your business customers credit the way they need it.
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Many businesses use Yana to take control of their finances, manage cash flow and pay suppliers on time. Get started today!
© 2025 Pennee Technologies, Inc
RC 1657662
© 2025 Pennee Technologies, Inc. RC 1657662